Alternate Delivery Channel

Alternate Delivery Channels Department (ADC) is a key department that supports the bank in reaching to its potential customers, through channels and methods for providing banking services directly to the customers outside the branch by usage of ATMs, Cash Deposit Machines ( CDMs), M-Commerce, IVR, Internet Banking, Agency Banking and Mobile Banking.  ADC has proven its ability to meet consumer’s expectations by ensuring accuracy, convenience, and timeliness in service 24/7 to valued customers.  The evolution of Alternate Delivery Channels has changed the dynamics of the branch network. The traditional branch services have been converted in to electronic services which is being delivered by ADC and this department is meeting the organizational objectives by satisfying the customers more effectively and efficiently.

For more details on the department, please contact Mr. Bhushan Chougule @ email: or mobile @ +93 797 999940

Mr. Bhushan Chougule – Head Alternate Delivery Channels

This department is headed by Mr. Bhushan Chougule, an Indian national having B.Com, BBA, DME (Diploma in Mechanical Engineering) and Certified ITIL®. Worked with IDBI Intech Ltd , NEC India Ltd, NCR Corporation, Diebold India, and Vortex Engineering Ltd. Specializes in Alternate banking channels including ATM, Internet/Mobile banking, Card Management, Biometric Implementation and E-Commerce. Involved in Switch Migration of Bank. His major projects included installation of 1000+ ATM’s under MOF (Ministry of Finance, GOI) project for IDBI Bank, EMV (Chip) card issuance, Mobile Banking implementation and Financial Inclusion initiatives.

Mr. Chougule possess a rich 10 year + experience in Alternate Delivery Channels related technologies and implementation. He is working with Azizi Bank since September 2016 as Head- Delivery Channels and looking after all ATMs & Card Management Products.

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Dear Customer, we have migrated to new and improved internet banking facility offering many new services. Existing internet banking users can login with their new passwords sent to them. In case of any issue or more information, please contact your branch.

Rates & Changes

Rate of Interest on Savings Bank Deposit
Savings Bank Accounts AFN USD EUR GBP
Rate of Interest PA* 1.75% 1.00% 0% 0%

Rate of Interest on Fixed Deposits
Time/Fixed Deposits - FD-MBFD / EASY FD Schemes*
Deposit Scheme AFN % PA* USD % PA* EURO % PA* GBP % PA*
From 3 months to less than 6 months 3.00 2.00 0.00 0.00
From 6 months to less than 12 months 3.25 2.50 0.00 0.00
From 1 year to less than 2 years 3.75 2.75 0.00 0.00
From 2 years to less than 3 years 4.00 3.00 0.00 0.00
From 3 years to 5 years 4.50 3.50 0.00 0.00
* Rates are subject to change

Branch & ATM Locations

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ATM Locations
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