Finance Department

Chief Finance Officer: Mr. Kumar Ghosh

Finance department takes care of reporting to Central Bank / MOF / Preparing of MIS reports, planning and development and monitoring annual statements / Budget / Forex etc. The department is currently headed by anChief Finance Officer and Deputy Chief Finance Officer and having 15+ young talented staff.

Mr. Kumar Ghosh is CA, CS, ICWA, CAIIB (Chartered Accountant, Company Secretary, Cost & Works Accountant, Associate of Indian Institute of Bankers &holding Diploma in Personnel Management all from India) with over 31 years of rich & extensive experience in Finance & Accounting, Corporate Accounts Trade Finance, Corporate Credit Financing, Operational Banking, Investment Banking & Retail Banking, Risk Management as well as Board Secretary with a leading PSU-Public Sector Bank in INDIA and also in International Banks.

He was associated with a leading Multi-National Bank in Africa as Chief Executive Officer handling Corporate Accounts, Credit, Treasury mgt. Risk Management and all other functions of the Bank, involved in finalization of accounts, accounts monitoring, implementation of GL controls, conducted due inspection of Branches and implementing Audit controls for smooth functioning of the Bank and also implementing Operational controls. Later he joined First Merchant Bank, Malawi as Head of Credit.

Previous assignment was Chief Manager, United Bank of India, in India.

Mr. Ghosh joined Azizi Bank on October 2014 as CFO and looking after all finance functions of the Bank, including finalization of Balance sheet, External Audit and liaison with regulatory authorities. He is also in charge of organizing all Board meetings, drafting minutes and controlling the entire gamut of secretarial functions. He is also the Secretary to the Board of Supervisors. He is also in charge of updating all policies and the entire compliance function and liaising with DAB and other monitoring authorities in all correspondence.

For any Central Bank, MOF reporting, taxation issues, please contact:

Mr. Kumar Ghosh – Chief Finance Officer

+93 797 888 175


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Rates & Changes

Rate of Interest on Savings Bank Deposit
Savings Bank Accounts AFN USD EUR GBP
Rate of Interest PA* 1.75% 1.00% 0% 0%

Rate of Interest on Fixed Deposits
Time/Fixed Deposits - FD-MBFD / EASY FD Schemes*
Deposit Scheme AFN % PA* USD % PA* EURO % PA* GBP % PA*
From 3 months to less than 6 months 3.00 2.00 0.00 0.00
From 6 months to less than 12 months 3.25 2.50 0.00 0.00
From 1 year to less than 2 years 3.75 2.75 0.00 0.00
From 2 years to less than 3 years 4.00 3.00 0.00 0.00
From 3 years to 5 years 4.50 3.50 0.00 0.00
* Rates are subject to change

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