Salary Account

Get Zero Balance saving / Current (Islamic) Account packed with exciting features

Azizi Bank Salary Account is a benefit-rich payroll account for the Employers and the Employees.

As an organization, you can opt for our Salary Accounts to enable easy disbursements of salaries with reduced paperwork and enjoy numerous other benefits.

Employee Reimbursement Account can also be opened simultaneously along with the salary account. The company can opt to disburse expenses for travel, food etc. through reimbursement accounts.

Additionally, Azizi Bank offers a host of advantages for your employees like instant credit of salaries, electricity (Brishna) Bill payments, Mobile Banking, free Internet Banking and much more.

Eligibility & Requirements

The organization / employer needs to have a minimum of 10 employees with an average salary per account of AFN. 5,000 per month.

The employer need to have a current account with Azizi Bank and maintain the below required monthly average balance in the current account and pay the charges for salary upload.


Monthly  Average Balance in Current A/c

Charges per salary upload charged to Employer

Equivalent or above  50,000/USD1 USD or 50 AFN / per account
Below 50,000/USD2 USD or 100 AFN / per account
For Government Organizations & MinistriesAs per contract with Ministry of Finance renewed from time to time




To open this account, the employer needs to sign a simple agreement with Azizi Bank and provide an advice (in form of a cheque/debit instruction etc) for the total salary amount along with the salary details of the designated employees in a soft and hard copy duly signed by the authorized signatories and we will credit the respective employees' accounts as per your statement of advice.

Salary Account applicants must have introduction from the company (Stamped and Signed by the authorized signatory). The Salary Account Applicant must also provide Photo Identity Proof and Address proof documents as below

Compulsory Documents: Two latest passport size photographs along with Tazkira / Passport.

Additional Documents: Election Card, Driving License, Telephone Bill / Mobile Bill / Electricity Bill. Any connection to be at least 6 months old preferably in the name of the account holder / spouse / family member.

  • Photo Identity issued by Government / Defense services / Public Sector undertaking
  • Income tax / Wealth tax assessment order
  • Registered Rent / lease / leave and license agreement with a utility bill in the name of the landlord.

Advantages to Employees

Your employees automatically become Azizi Bank Salary Account holders with special benefits and privileges and receive instant salary credit. The benefits include:

  • Zero balance Salary / Current (Islamic) Account and therefore No worries of maintaining minimum balance in the account.
  • Monthly Interest paid on Savings Account Presently 1 % on USD & 1.75 % on AFN.
  • You can join your spouse / family member as joint account holder and eligible for free ATM Card.
  • Free anywhere banking facility with excess to large network of over 75 branches, including 9 counters covering 31 provinces and 98 ATMs.
  • Welcome Kit containing Insta ATM Card, Cheque Book and Internet Banking User ID & Password.
  • No annual fees on ATM Card, No limit on number of transactions.
  • Higher ATM cash withdrawal limit of AFN 40,000 & USD 2,000.
  • Mobile Banking -24/7 Call center

Our Valued Clients & their Employees maintaining their Payroll Account with Azizi Bank are:

  • Ministry of Defense (MOD): We salute the brave men and women who defend our Nation, and hence we are proud to be part of MOD by extending our Banking Services for armed forces at every province of the county since the last 7 years through Branch Network, ATMs & Point of Sale Agents.
  • Ministry of Rural Rehabilitation and Development (MRRD)
  • Ministry of Economy (MOE)
  • Ministry of Foreign Affairs (MOFA)
  • Ministry of Refugees
  • Ministry of Frontiers
  • Ministry of Religious Affairs (Haj and Awqaf)
  • Ministry of Counter Narcotics
  • Government Projects A/c
  • Ministry of Martyrs & Disables
  • WHO & UNICEF Polio Agents.
  • Various Private Organizations

For quires or any additional information, please contact:

Mr. Mohammad Zaki Noori, Salary Manager
Contact No: +93 (0) 797 888 157

Azizi Bank look forward to make your on-boarding process smooth  and simple as possible

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Dear Customer, we have migrated to new and improved internet banking facility offering many new services. Existing internet banking users can login with their new passwords sent to them. In case of any issue or more information, please contact your branch.

Rates & Changes

Rate of Interest on Savings Bank Deposit
Savings Bank Accounts AFN USD EUR GBP
Rate of Interest PA* 1.75% 1.00% 0% 0%

Rate of Interest on Fixed Deposits
Time/Fixed Deposits - FD-MBFD / EASY FD Schemes*
Deposit Scheme AFN % PA* USD % PA* EURO % PA* GBP % PA*
From 3 months to less than 6 months 3.00 2.00 0.00 0.00
From 6 months to less than 12 months 3.25 2.50 0.00 0.00
From 1 year to less than 2 years 3.75 2.75 0.00 0.00
From 2 years to less than 3 years 4.00 3.00 0.00 0.00
From 3 years to 5 years 4.50 3.50 0.00 0.00
* Rates are subject to change

Branch & ATM Locations

Branches Locations
Kabul Branches

Provincial Branches
ATM Locations
Kabul ATM

Provincial ATM

Open Account

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