Mr. Sundaram Prabhu

Mr. Sundaram Prabhu is member of the Board of Supervisors of Azizi Bank since October, 2015, and Chairman of the Board of Supervisors since January, 2016.

Mr. Prabhu is a qualified and practicing Certified Internal Auditor (CIA), Certified Information System Auditor (CISA) and is certified in Risk and Information Control (CRISC). He has post graduate qualifications in Defense and Strategic Studies, Cyber Law, Patent Law, Alternative Dispute Resolution and SAP Financial Accounting and Control.

Mr. Prabhu functioned as an Indian Audit Accounts Service (IAAS) Officer beginning in 1984 and superannuated in 2013 as Principal Accountant General of Karnataka State, India. He has since worked as expert consultant and international audit advisor in various capacities within India, in the Islamic Republic of Afghanistan and for projects of the World Bank, among others.

Ms. Janet M Geddes

Ms. Janet M Geddes has been a member of the Board of Supervisors of Azizi Bank since July 2019. She is a highly experienced international finance and insurance professional with extensive experience of change management, restructurings and turnarounds, including as a director on boards and also chair of audit committee of both listed and private companies in several countries. She had also held senior line management positions with Big 4 accounting firms.

With a background in banking and real estate, she has specialized in corporate and regulatory governance, business and financial restructuring, cross-border asset recovery, NPL management and recoveries, contentious insurance cases, export credit insurance/trade finance, business and asset valuations, restructuring of financial institutions, corporate governance, SME lending and recovery, project and infrastructure finance.

Ms. Geddes also has extensive experience on banking in Western and Eastern Europe, as well as in Asia, and in setting up and running Asset Management Corporations (AMCs). Her work has also extended to buying and selling NPL portfolios, valuation of NPL portfolios and assessment of appropriate methodologies for managing and disposing of NPLs.

She has worked in several difficult jurisdictions, including India, Afghanistan, China and Ukraine and most recently has been the International Advisor on a project to assess the needs of the insurance regulator (GDIA) in Kabul, Afghanistan.

Ms. Geddes also has qualifications in corporate governance and regulatory compliance, including capital markets intermediaries, as well as in dispute resolution and asset valuation. She has previous experience as Banking Advisor and Team Leader for the New Kabul Bank as well as Consultant to Lucheng Rural Commercial Bank, Shanxi Province, China. She also has exposure in the Liquidation of loans and other financial assets of the Thailand operations of Lehman Brothers Asia and as an EBRD-funded consultant at Parex Bank, Latvia, with management responsibility for staffing and training, cross-border recoveries, portfolio review and restructuring and recovery of non-performing loans.

Mr. Moh. Munir Khan

Mr. Mohammad Munir Khan is an MBA (Banking & Finance), MA (English) & LL.B from reputable universities of Pakistan. Mr. Khan is also DAIBP from the Institute of Bankers Pakistan. He is a Certified Fraud Examiner (CFE) from ACFE-USA. He also holds Diploma in Islamic Banking and Insurance from the Institute of Islamic Banking and Insurance, London UK. He is a certified Internal Control Auditor (CICA) from the Institute of Internal Control Auditors – USA.

Mr. Khan has worked as Auditor, Team Leader for branches & management audit of different departments including international audit for more than 20 years in one of the largest Banks (Habib Bank Ltd.) in Pakistan. Mr. Khan is also a Certified Course Leader/Master Trainer in Customer Service by Up Your Service College, Singapore.

In his last assignment he worked as Chief Internal Auditor (CIA) at Azizi Bank for eight years. Mr. Khan carries rich experience of internal Audit since 1995 covering 27+ years in Internal Audit of commercial banks.

He is the latest member to join Board of Supervisors of Azizi Bank.

He is having experience in Audit of Branches and Departments in all areas of banking including Credit, IT, Finance, Trade, Operations etc. He has developed Audit Plans, guidelines and manuals; besides, conducted various fraud & forgeries investigations and special audit assignments.

Mr. Fazel Hadi Fazel

Mr. Fazel Hadi Fazel brings over 12 years of extensive experience in internal auditing, governance, and financial oversight across diverse industries and sectors. Currently serving as an Independent Audit Committee Member at Azizi Bank since 2018, Mr. Fazel plays a pivotal role in ensuring robust corporate governance, monitoring financial performance, and strengthening internal controls, risk management, and audit functions within the bank.
In his illustrious career, Mr. Fazel has held notable leadership positions, including Group Head of Internal Audit at Moby Group, Deputy Auditor-General of Afghanistan, and Head of Internal Audit at the American University of Afghanistan (AUAF). He has also served as a trusted consultant for international organizations like The World Bank, USAID, and ICARDA.
Mr. Fazel's achievements reflect his unwavering commitment to fostering transparency and accountability. As Deputy Auditor-General, he spearheaded reforms to enhance public sector governance and successfully revised Afghanistan's Audit Law to elevate the independence and efficacy of the national audit framework. His leadership has also led to the institutionalization of internal audit standards in major public and private entities, setting benchmarks for performance and compliance.
A Certified Internal Auditor (CIA) and Certified Fraud Examiner (CFE), Mr. Fazel holds a Master of Business Administration from the American University of Afghanistan and a Bachelor's degree in Economics from Kabul International University. He is also the founder and former President of the
Afghanistan Chapter of the Institute of Internal Auditors (lIA), where he worked extensively to advance the internal audit profession in the region.
Through his volunteer contributions and consulting roles, Mr. Fazel has demonstrated an unwavering dedication to developing professional expertise in internal audit, risk management, and fraud
prevention, earning him recognition as a leader in his field.