Mr. Khanullah Yousufzai

Khanullah Yousufzai started his banking career in Internal Audit function from 2009 onwards moving to Risk Management in 2017, Compliance in 2019 and thereafter to Operations department in 2022.

He has over 15 years of experience in the banking industry (inclusive 4 and half years in Islamic Banking) amongst others. He has performed roles such as Internal Audit Manager, Risk Manager, Deputy Chief Compliance Officer, Deputy Chief Operating Officer in Bakhtar Bank (later converted to Islamic Bank of Afghanistan) and Azizi Bank, as Chief Operating Officer, Azizi Bank before assuming the responsibilities of Acting CEO/Deputy CEO.

Mr. Yousufzai is an MBA in Accounting and Finance and has acquired various professional qualifications such as CAMS, Certification in Internal Control and Auditing, Certification in Islamic Banking from Turkey and Pakistan etc.

His work in Audit, Risk Management, Compliance and Operations covers all aspects including but not limited to development of policies, procedures, SOPs, guidelines, Internal Control, Cash Management, other operational activities, development of AML/CFT compliance models on Risk Based Approach, Regulatory Compliance, Investigations, sanctions Screening, Transaction monitoring, correspondent bank account opening, Business Development and Training etc.

Mr. Fazal Rahman Halimi

Mr. Fazal Rahman Halimi holds a bachelor degree in Business Administration from Mashal University, Kabul specialization in Finance. He started his banking career in 2009 with Afghanistan International Bank and served under different positions acquiring diversified skills in Operations and Credit. Having acquired command in in Payments/Back Office Reconciliation/Customer service etc. he finally adopted Credit to be his chosen skill and worked as Credit Relationship Manager for many years before joining Azizi bank in 2019 as Credit analyst . Azizi bank later on promoted him to the position of Dy. Chief Credit Officer in 2022 on account of his excellent performance.

He is having 14 years of extensive experience in credit management, trade finance, retail and corporate banking and banking operations with vast and in-depth experience of Afghanistan market. He also holds Associate professional risk manager, Banking Leadership, advance Credit, Financial Modeling and evaluation certification making his contribution valuable to the Bank and to his own professional career.

Mohammad Shoaib Usufi

Mohammad Shoaib Usufi is an experienced financial services professional with detailed exposure in auditing and reporting, Operations, cash management, training, business development, internal control, risk management and regulatory compliance. 14+ years of diverse background in banking industry, including performance-driven results in action plan implementation, budgeting, operational efficiency, staff development and supervision, policy and procedure development; Building, leading and motivating high-performing teams committed to achieving common goals and shared visions.

He started his banking career in August 2009 with Azizi Bank and worked in various positions such as Branch Manager, Senior Audit Officer, Audit Manager and Deputy Operations Officer before assuming the responsibilities of Chief Operations Officer.

In addition to his academic qualifications, over the course of his more than 14 years of experience in the banking sector, he has acquired various training courses, including the first CIA-IIA module, Fraud and Forensic Auditing, IFRS 9 - Measurement of Financial Instruments, Business Leadership Development, Modern Accounting, Marketing and business management, Risk Management, Compliance, and General Banking.